Teresa Sand

Vice President - Commercial Division

CA Insurance License # 0660405

With over two decades of insurance experience, Teresa specializes in the more complex insurance coverage placement. She works mainly with larger commercial clients…accounts typically paying in excess of a million dollars in annual insurance premiums.


As a true insurance concierge, Teresa prides herself on being available for the clients she serves, making every effort to handle their needs so they don’t have to worry about insurance and can get on with what they need to do to be successful. Teresa’s clients are typically those with large real estate portfolios, or whose operations include construction, logging and/or trucking exposures.

Teresa is property/casualty, life & health licensed and holds Chartered Property Casualty Underwriter (CPCU) and Commercial Risk Insurance Specialty (CRIS) insurance industry designations.  In fact, she is an ongoing mentor and coach to VANTREO team members who are in the process of achieving designations or who want her wisdom to help solve a client challenge.

She is an avid golfer and loves to dance.

Find me on NDOI

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