Personal Auto Insurance
VANTREO’s personal auto insurance is an extension of our insurance concierge services and is designed for the needs of people using their cars for personal (as opposed to business) use, either as an individual or a family. Personal auto insurance, also known as personal car insurance or personal vehicle insurance, protects your assets if you are in an auto accident by providing the funds to repair your vehicle, pay for medical expenses or pay for liability charges if you caused the accident.
What Does Personal Auto Insurance Cover?
Personal car insurance covers your liability for injury or damage to others, damage to the car itself, and extra costs associated with an accident related to any “covered vehicle”.
If you or someone insured under your policy injures someone or their property, by accident, with a “covered vehicle”, it will pay your financial obligation related to the bodily injury or property damage that results. You can also buy protection to pay for damage to a vehicle insured under the policy and to cover other expenses such as the cost of a rental car while the vehicle is being repaired or replaced.
The named insured on the policy and the registered owner of the vehicles listed should be the same.
Unlike a personal auto insurance plan, business auto insurance coverage is designed for the needs of businesses that have several drivers and multiple cars. It works around the possibility that every employee within the company will drive the vehicles, so the liability protection is usually greater than the amount provided under a personal plan.
If you want to know more about business auto insurance, please contact us.
Obtaining personal auto insurance with VANTREO is a simple and hassle free experience. All you need is to provide some basic information to our personal auto insurance specialist. They’ll use this information to prepare a custom personalized insurance solution. The information to provide includes:
- The Vehicle Identification Number, or VIN
- The names, ages and basic details of all of the primary drivers
- The make and model of the car
Although certain information is necessary to create a solution, providing more details will result in an even more personalized solution. For example, if you are a student in college with good grades, then you can ask about a good student discount. The solution created for you can then include discounted rates that apply to your account – you’ll only need to provide proof after the company insured your vehicle.
Why Choose VANTREO as Your Personal Auto Insurance Broker?
Prevention and protection are key to reducing risk and keeping auto insurance cost low. VANTREO brings the coverage expertise, management coaching, defensive driver training, and automobile claims advocacy needed to help protect you, your organization and the people on your team.
When you choose VANTREO as your personal auto insurance broker, you can rest assured you’ll have a dedicated team of people ready to assist you for any eventuality.