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Let VANTREO be your management liability expert. Find the right solution for your business, management team and board of directors. We’ll provide the coverage expertise, claims advocacy, and training to keep you protected, so you experience the true value of smarter insurance.

What does it cover?

Management Liability insurance protects a business, its management team and board of directors against allegations of financial injury. It is generally a combination of Directors & Officers Liability, Employment Practices liability, Crime insurance (including Kidnap & Ransom protection) and Fiduciary Liability insurance. These coverages may be issued on a stand-alone basis or packaged together under a single policy.

Common claims arise from issues of governance (how the company is being run), finance, benefits, and management activities (also called “executive liability insurance”).  Generally, the greatest benefit of carrying management liability insurance is employment practices coverage for claim made by employees (for wrongful termination, discrimination, harassment, etc.) and to cover claims of financial loss to others arising out of how the company was run (governance issues).

Is it required?

Generally investors and board members require that management liability insurance be carried.

What doesn't it cover?

All insurance policies have coverage exclusions. Management liability insurance programs vary greatly in terms of the coverage provided. Here are a few things that management liability insurance policies may not cover: situations that could give rise to a claim that were known before the policy was issued; amounts below the deductible; your lost income should you have to take time away from your business to participate in depositions or other claim related activities.

It is critical that your management liability insurance align with your business, your most likely claim scenarios and that you understand what “triggers” coverage.


Prevention and protection are key to reducing risk and keeping insurance and risk management costs in line.  VANTREO is your management liability coverage advocate. We partner with you to make good decisions. We bring the coverage expertise, management coaching, corporate culture training, and claims advocacy needed to help you protect you, your organization and its people.

Discover the VANTREO difference.

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