Your Easy Insurance Solution

At VANTREO, we are catastrophic insurance experts. Currently covering over 20 million square feet of commercial space representing nearly $4 billion in replacement cost values. We can give you the knowledge and support that will fit your needs and keep you worry-free. That’s the benefit of a smarter insurance.

What does it cover?

The cost to repair or replace insured property damaged by flood, overflow of inland or tidal waters, collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining cause by waves or currents of water exceeding cyclical levels, mudflow “river of liquid and flowing mud on the surfaces of normally dry land areas.”  Actual policy wording varies.

Is it required?

Sometimes, lenders require that flood insurance be carried as a loan condition.

What doesn't it cover?

All insurance policies have coverage exclusions. Here are a few things that flood insurance policies may not cover: amounts considered to be “under the deductible”, land, pollution, costs incurred due to building codes or ordinances (unless specifically included), living expenses, “such as temporary housing”, loss of income (unless specifically included) and back up of sewers “unless the backup was a direct result of flooding.


VANTREO currently insures over 20 million square feet of commercial space representing about $4 billion in replacement cost values.  We are catastrophic insurance experts. Many brokers can insure a portfolio of real estate but few understand the administration, contractual protection, coverage issues, customer service and special claims issues and support that are unique to a real estate or property management program. Understanding how to effectively structure flood insurance coverage here has served our clients well.

Discover the VANTREO difference.

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