New Increased Penalty Amounts for Group Health Plan Disclosure Violations

Effective Nov.15, 2021, the U.S. Department of Health and Human Services (HHS) has increased the following key penalties affecting group health plans:


Summary of Benefits and Coverage (SBC)

Failure to provide group health plan participants and beneficiaries with an SBC may now result in a penalty of up to $1,190 per participant or beneficiary.

Medicare Secondary Payer (MSP)

Kaiser Survey Insights: Employer-Sponsored Health Benefit Plans

Each year, the Kaiser Family Foundation conducts a survey to examine employer-sponsored health benefits trends. Below is a summary of the main points of the 2021 survey and suggests how they could affect employers.


Health Insurance Premiums

In 2021, the average premium rose by 4% for both single coverage and family coverage. The average premiums were $7,739 and $22,221, respectively.

SAMPLE Vendor-Contractor Insurance Requirements


If you hire contractors, vendors, or other service providers, you will want to make sure you and your business are protected from claims or losses that the service provider is responsible for. That protection starts with making sure the service provider is carrying, and providing evidence of, the insurance required in their agreement with you.


Sample Vendor/Contractor minimum insurance requirements:

3 Workplace Perks Part-time Workers Want Now

Employers are constantly looking for ways to attract and retain workers. This often includes tailoring benefits packages or adjusting compensation. While valuable, these solutions don’t always meet the needs of one critical workplace segment: part-time workers.

Part-time employees don’t always qualify for benefits packages and are often offered only limited perks.  Yet, employers can consider offering just a few perks that speak directly to the unique needs of part-time workers. Here are three coveted workplace perks that part-time employees are looking for right now.

FDA Releases Guidance Aiming To Cut Salt in Food Supply


The U.S. Food and Drug Administration (FDA) is asking food manufacturers and restaurants to cut the salt in their products over the next 2.5 years, hoping to reduce Americans' overall sodium intake by 12%. The goal of this new recommendation is to reduce the rates of heart disease across the country.

Keeping Pests Out of Your House This Fall

Keeping Pests Out of Your House This Fall


As fall and winter bring colder temperatures, the warm interior of your home can provide shelter, breeding spaces and access to nourishment for household pests. Any pest invasion—flies, rodents, squirrels, wasps, ants and various bugs—can cause property damage as well as health and safety hazards for any homeowner. Keep the following tips in mind when working to keep pests out of your home.